TERMS OF USE

Keystone Private Lending

Effective Date: March 5, 2018

By accessing or using this website (the “keystone-private-lending.com”), you agree to be bound by the following Terms of Use (“Terms”).
If you do not agree with these Terms, please do not use this Site.

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1. About Keystone Private Lending

Keystone Private Lending (“Sterling,” “we,” “us,” or “our”) is a private lending cooperative facilitating access to alternative residential mortgage financing through private capital.

Keystone Private Lending is not a bank, not a federally insured financial institution, and does not accept public deposits.

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2. No Offer or Commitment to Lend

The information provided on this Site is for informational purposes only and does not constitute:

• an offer to lend,

• a loan commitment,

• financial, legal, or tax advice.

Any financing is subject to:

• underwriting review,

• documentation,

• collateral evaluation,

• legal compliance,

• execution of definitive loan agreements.

Submission of an inquiry or application does not guarantee approval.

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3. Eligibility and Geographic Availability

Financing products and cooperative participation may not be available in all U.S. states.

All services are subject to:

• applicable federal laws,

• state lending and licensing requirements.

Sterling reserves the right to limit or deny access to services based on regulatory or compliance constraints.

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4. Use of the Website

You agree to use this Site only for lawful purposes and in a manner that does not:

• violate any applicable laws or regulations,

• infringe on the rights of others,

• interfere with the Site’s security or operation.

Unauthorized use of the Site may result in restricted access or legal action.

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5. Accuracy of Information

While Keystone Private Lending strives to provide accurate and current information, we make no warranties regarding:

• completeness,

• accuracy,

• reliability,

• or timeliness of the content.

Content may be updated or modified without notice.

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6. Intellectual Property

All content on this Site, including text, logos, graphics, and branding, is the property of Keystone Private Lending or its licensors and is protected under U.S. intellectual property laws.

No content may be copied, reproduced, or distributed without prior written consent.

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7. Limitation of Liability

To the fullest extent permitted by law, Keystone Private Lending shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

• use or inability to use this Site,

• reliance on any information provided,

• errors, omissions, or interruptions.

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8. Third-Party Links

This Site may contain links to third-party websites.
Keystone Private Lending does not control or endorse the content of such websites and assumes no responsibility for them.

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9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the applicable state jurisdiction, without regard to conflict-of-law principles.

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10. Changes to Terms

Keystone Private Lending reserves the right to update these Terms at any time.
Continued use of the Site constitutes acceptance of any changes.